Insurance Information

At Advanced Endodontics of Buffalo, we work hand in hand with you to maximize your insurance reimbursement for covered procedures. Our office participates in the following dental insurance carriers:

  • Azeros (Nova)
  • Aetna PPO/DMO
  • BC/BS
  • Cigna
  • CSEA
  • Delta Dental
  • Dental Pay Plus (Dental Shop)
  • Dentamax
  • EBS REMSCO/Lifetime Benefits
  • FFS National Medicare Network
  • GEHA
  • GHI
  • Guardian
  • Health Economics Group
  • Metlife
  • NY Community Plan
  • Medicaid/CHP
  • Medicare Dual Complete
  • NY EPP
  • PPO Standard Network-National
  • Pomco
  • United Concordia
  • Univera

Following your initial visit, our financial coordinator will discuss your treatment costs and payment options depending on your individual situation. Payment in full is due at the time services are rendered unless prior arrangements have been made with our financial coordinator. We accept cash, personal checks, VISA, and MasterCard. We also offer access to an independent lending program to finance major dental care including attractive options with no interest for up to 12 months. Our doctors may recommend that needed treatment be phased over a period of time to make sure it is affordable for you.

Our Courtesy Service to You for Insurance

  1. Researching your dental insurance plan and advise you of the benefits available
  2. Filing Insurance within 48 hours and usually requesting payment on your benefit to our office
  3. Refilling insurance if needed

Our Expectations of You as the Policy Holder

  1. Payment of estimated out of pocket fees.  Promptly paying us for any remaining balance if needed
  2. Understand the insurance policy belongs to YOU and we have NO leverage to obtain payment
  3. Taking responsibility for payment if the insurance company does not pay our office within 90 days

As a service to our patients, we are pleased to offer CareCredit, the nation’s leading patient payment plan. CareCredit offers several payment plans to meet every financing need. With the popular, No Interest Payment Plans there are no interest charges if the balance is paid in full within the specified time period. Or, if you prefer more time to pay, you can choose the low interest, Extended Payment Plan for treatment plans from $1,500 to $25,000. Plus, there are no upfront costs, no annual fees, and no pre-payment penalties. It’s easy to apply and you’ll receive an online decision in seconds. Apply Now for CareCredit Financing or contact our financial coordinator for more details.

As a courtesy, we obtain insurance information and confirm eligibility prior to your visit, and will file the claim as a service for you. Most insurance companies will respond with payment within six weeks. A standard treatment fee, based on the procedure(s) performed, will be collected at the time services are rendered. This may or may not be the same as your insurance copy or the non-covered portion of the procedure.

If you have any problems or questions, please ask our staff. They are well informed and up-to-date. They can be reached by phone at 716-464-3023

This section of our Web site provides information about dental insurance benefits. We want you to understand how dental insurance works and how to make it work best for you. You should also understand how the treatment Dr. Hamad provided works with your dental plan.

The contract your employer negotiated with your insurance carrier defines your dental benefits. Please read the benefit or insurance plan booklet provided by your employer so that you better understand your benefits. Various dental plans cover endodontic procedures at different payment levels and, as a result, your payment portion may vary. If you do not find the answers to your questions, contact your employer’s plan or benefits administrator who can explain the details.

We offer a 10% military discount as well as a 10% senior citizen discount!

Our Office is Permanently Closed

Call Us Today at (716) 464-3023